Privacy Policy & Terms of Service

01.
Introduction

This website is owned and operated by Lifeyielders Foundation, and LYF is committed to protecting the privacy of your personal information. As part of that commitment, we provide this policy to explain our privacy and data protection practices, including what information we collect, how we use it, and what choices you have about collection and use of your personal information. We urge you to review this entire policy. By using one of our sites, you agree to the collection, use and disclosure of your personal information as described in this statement. If you do not agree to the terms of this statement, then please do not use our sites. 

Data protection is of a particularly high priority for the management of LYF. The use of the LYF websites is possible without any indication of personal data; however, if you want to use services via our website, collection and processing of personal data could become necessary. We will always obtain your consent to the collection of any personal data.

 By using the site, you agree to our collection, use and maintenance of your information in the United States. However, as an international education company, LYF also strives to provide the privacy and data protection that visitors around the world expect, and therefore we have updated our privacy policy and data processing to be compliant for all visitors with the principles outlined in the General Data Protection Regulation (GDPR) promulgated by the EU. This privacy policy covers all LYF sites, including those listed here . We invite you to contact us if you have questions about this policy. 

You may also email us at support@lifeyieldersfoundation.org. This email address is monitored regularly by a team of LYF employees trained in this privacy policy, LYF process regarding data privacy and your rights under the GDPR and other applicable data privacy laws.

As the controller, LYF has implemented numerous technical and organizational measures to ensure the most complete protection of personal data processed through the LYF websites. However, Internet-based data transmissions may in principle have security gaps, so absolute protection cannot be guaranteed.

02.
Overview of LYF General Principles

To ensure compliance with the GDPR and to inform you of all of your rights, this policy is long and detailed. We believe a short summary of our most important policies is helpful, while all of the detail is available below.

    1. We do not collect, process or share user data without your clear consent, which is generally given through a check-box that clearly identifies the purpose of the data collection and directs you to this policy.
    2. We do not direct our sites to, nor do we knowingly collect any personal information from, children under thirteen.
    3. We use cookies, but only in a limited way, and not in any manner that can personally identify the data subject.
    4. We collect personal data when you want to use one of our services – registering on one of our sites to search for or inquire to a college or university or to search for scholarships; signing up to receive a newsletter or other related offers from us; requesting services or offers from one of our affiliates; quoting or purchasing an insurance policy through us; or contacting us through a form on one of our sites. In each such instance, we ask for consent as part of the collection process. Each of these types of collection and processing of personal data is addressed in greater detail below.
    5. Our processing of personal data, such as the name, address, email address, or telephone number of a data subject, shall always be in line with the principles of the GDPR, and in accordance with the country-specific data protection regulations applicable to the LYF network.
      We comply with all data subject rights provided under applicable US law and the GDPR, including the rights to confirmation, access, rectification, erasure, restriction of processing, and data portability, and the right to object and right to withdraw consent.
      If you are not able to resolve questions or concerns you have about this policy or our privacy practices by reading this policy or contacting us directly at support@lifeyieldersfoundation.org, you can also contact the Better Business Bureau.
03.
Definitions

The privacy policy and data protection declaration of LYF is based on the terms used by the European legislator for the adoption of the GDPR. Our data protection declaration should be legible and understandable for the general public, as well as our customers and business partners. In furtherance of this goal, we would like to first explain the terminology used.

In this data protection declaration, we use, inter alia, the following terms:

Personal data
Personal data means any information relating to an identified or identifiable natural person (“data subject”). An identifiable natural person is one who can be identified, directly or indirectly, in particular by reference to an identifier such as a name, an identification number, location data, an online identifier or to one or more factors specific to the physical, physiological, genetic, mental, economic, cultural or social identity of that natural person.

Data subject
Data subject is any identified or identifiable natural person, whose personal data is processed by the controller responsible for the processing.

Processing
Processing is any operation or set of operations which is performed on personal data or on sets of personal data, whether or not by automated means, such as collection, recording, organisation, structuring, storage, adaptation or alteration, retrieval, consultation, use, disclosure by transmission, dissemination or otherwise making available, alignment or combination, restriction, erasure or destruction.

Restriction of processing
Restriction of processing is the marking of stored personal data with the aim of limiting their processing in the future.

Profiling
Profiling means any form of automated processing of personal data consisting of the use of personal data to evaluate certain personal aspects relating to a natural person, in particular to analyse or predict aspects concerning that natural person’s performance at work, economic situation, health, personal preferences, interests, reliability, behaviour, location or movements.

Controller or controller responsible for the processing
Controller or controller responsible for the processing is the natural or legal person, public authority, agency or other body which, alone or jointly with others, determines the purposes and means of the processing of personal data.

Processor
Processor is a natural or legal person, public authority, agency or other body which processes personal data on behalf of the controller.

Recipient
Recipient is a natural or legal person, public authority, agency or another body, to which the personal data are disclosed, whether a third party or not. However, public authorities which may receive personal data in the framework of a particular inquiry in accordance with European Union (“EU”), EU Member State, US or other applicable law shall not be regarded as recipients; the processing of those data by those public authorities shall be in compliance with the applicable data protection rules according to the purposes of the processing.

Third party
Third party is a natural or legal person, public authority, agency or body other than the data subject, controller, processor and persons who, under the direct authority of the controller or processor, are authorised to process personal data.

Consent
Consent of the data subject is any freely given, specific, informed and unambiguous indication of the data subject’s wishes by which he or she, by a statement or by a clear affirmative action, signifies agreement to the processing of personal data relating to him or her. Typically on the LYF sites, consent is given by checking a box that describes the proposed use of the data and directs the data subject to this policy.

04.
Cookies

The Internet pages of the LYF network use cookies. Cookies are text files that are stored in a computer system via an Internet browser. Many Internet sites and servers use cookies. Many cookies contain a so-called cookie ID. A cookie ID is a unique identifier of the cookie. It consists of a character string through which Internet pages and servers can be assigned to the specific Internet browser in which the cookie was stored. This allows visited Internet sites and servers to differentiate the individual browser of the data subject from other Internet browsers that contain other cookies. A specific Internet browser can be recognized and identified using the unique cookie ID.

Through the use of cookies, the LYF network can provide the users of these websites with more user-friendly services that would not be possible without the cookie setting.

By means of a cookie, the information and offers on our websites can be optimized with the user in mind. Cookies allow us, as previously mentioned, to recognize our website users. The purpose of this recognition is to make it easier for users to utilize our website. The website user that uses cookies, e.g. does not have to enter access data each time the website is accessed, because this is taken over by the website, and the cookie is thus stored on the user’s computer system. Another example is the cookie of a shopping cart in an online shop. The online store remembers the articles that a customer has placed in the virtual shopping cart via a cookie.

The data subject may, at any time, prevent the setting of cookies through our websites by means of a corresponding setting of the Internet browser used, and may thus permanently deny the setting of cookies. Furthermore, already set cookies may be deleted at any time via an Internet browser or other software programs. This is possible in all popular Internet browsers. If the data subject deactivates the setting of cookies in the Internet browser used, not all functions of our websites may be entirely usable.

05.
TERMS OF USE & SERVICE

 Collection of general data and information

The websites of the LYF network collects a series of general data and information when a data subject or automated system calls up the website. This general data and information are stored in the server log files. Collected may be (1) the browser types and versions used, (2) the operating system used by the accessing system, (3) the website from which an accessing system reaches our website (so-called referrers), (4) the sub-websites, (5) the date and time of access to the Internet site, (6) an Internet protocol address (IP address), (7) the Internet service provider of the accessing system, and (8) any other similar data and information that may be used in the event of attacks on our information technology systems.

When using these general data and information, LYF does not draw any conclusions about the data subject. Rather, this information is needed to (1) deliver the content of our websites correctly, (2) optimize the content of our websites as well as its advertisement, (3) ensure the long-term viability of our information technology systems and website technology, and (4) provide law enforcement authorities with the information necessary for criminal prosecution in case of a cyber-attack. Therefore, the EIC network analyse anonymously collected data and information statistically, with the aim of increasing the data protection and data security of our enterprise, and to ensure an optimal level of protection for the personal data we process. The anonymous data of the server log files are stored separately from all personal data provided by a data subject.

Registration on our websites

The data subject has the possibility to register on LYF websites by entering personal data which can include name, address, email, home country, country of citizenship, highest education level achieved, degree sought and area of study.

By registering on the websites of the controller, the IP address assigned by the Internet service provider (ISP) and used by the data subject date, and time of the registration are also stored. The storage of this data takes place against the background that this is the only way to prevent the misuse of our services, and, if necessary, to make it possible to investigate committed offenses. Insofar, the storage of this data is necessary to secure the controller. This data is not passed on to third parties unless there is a statutory obligation to pass on the data, or if the transfer serves the aim of criminal prosecution.

The registration of the data subject, with the voluntary indication of personal data, is intended to enable the controller to offer the data subject contents or services that may only be offered to registered users due to the nature of the matter in question. Registered persons are free to change the personal data specified during the registration at any time, or to have them completely deleted from the data stock of the controller.

In addition, LYF offers a “school search” through which users can search, sort and select which colleges and universities they may be interested in inquiring to. Upon request of the data subject, LYF will deliver the inquiry, including the personal data, to the selected college or university on behalf of the data subject. Personal data will never be shared or delivered to colleges, universities or other partners without the clear consent of the data subject.

LYF shall, at any time, provide information upon request to each data subject as to what personal data are stored about the data subject. In addition, LYF shall correct or erase personal data at the request or indication of the data subject, insofar as there are no statutory storage obligations. Please send any data requests to suport@lifeyieldersfoundation.org for prompt handling.

The personal data collected as part of a registration for the newsletters will only be used to send our newsletters and other relevant email communications regarding resources and offers related to the LYF network. There will be no transfer of personal data collected by the newsletter service to third parties, except to the email service provider used by LYF for the purpose of managing the email list and sending emails. LYF’s current ESP is Yes Mail, which has confirmed its compliance with the GDPR. The subscription to our newsletters may be terminated by the data subject at any time. For the purpose of unsubscribing to the newsletter, a corresponding link is found in each newsletter and other email. Once unsubscribed, LYF and its email service provider retains limited personal data to retain the record of the unsubscribe. However the consent to the storage of this limited personal data related to the unsubscribe may be revoked at any time. To completely remove any personal data from any LYF mailing lists, including the record of your unsubscribe, please send an email request to support@lifeyieldersfoundation.org.

Contact possibility via the website

The websites of the LYF network contain electronic contact forms which generate an instant communication to LYF . If a data subject contacts the controller by email or via a contact form, the personal data transmitted by the data subject are automatically stored. Such personal data transmitted on a voluntary basis by a data subject to the data controller are stored for the purpose of processing or contacting the data subject. There is no transfer of this personal data to third parties.

Routine erasure and blocking of personal data

The data controller shall process and store the personal data of the data subject only for the period necessary to achieve the purpose of storage, or as far as this is granted by the European legislator, US law or other applicable law. If the storage purpose is not applicable, or if a storage period prescribed by applicable law expires, the personal data are routinely blocked or erased in accordance with legal requirements.

  • The purposes of the processing;
  • The categories of personal data concerned;
  • The recipients or categories of recipients to whom the personal data have been or will be disclosed, in particular recipients in third countries or international organisations.

The legitimate interests pursued by the controller or by a third party

Where the processing of personal data is based on Article 6(1) lit. f GDPR our legitimate interest is to carry out our business in favour of the well-being of all our employees and the shareholders.

Period for which the personal data will be stored

The criteria used to determine the period of storage of personal data is the respective statutory retention period. After expiration of that period, the corresponding data is routinely deleted, as long as it is no longer necessary for the fulfilment of the contract or the initiation of a contract.

01.
Changes to this Policy

We may need to modify this privacy policy from time to time to reflect our current privacy practices, so please check back to view any changes. When you register or submit your email address on any LYF site, you acknowledge receipt of this privacy policy and agree to receive future notices about it online. We make this policy continuously available online. We will inform you of material modifications to this policy in the future by posting changes on the LYF sites and/or sending you email where appropriate.

02.
Data Privacy and Protection Provisions From Web Service Companies Like Google and Facebook

LYF uses generally-available third party services on its websites, like Google Analytics, AdSense, AdWords, and Google Remarketing. LYF also includes links or integrates with Facebook, Instagram, LinkedIn and other social media platforms, as well as other web services companies like Sales-Force, Yes-Mail and others. Each of these third parties has its own data protection and privacy provisions, and detailed descriptions of each third-party, the service they provide and links to their data privacy and protection provisions are available on their site.

03.
International Student Loans

Lifeyieldersfoundation.org has partnered with the leading provider of international student loan programs to provide students around the world with financial aid options to fund their education abroad. Through this site, you will gain access to the only loan comparison tool designed specifically for international students. Simply enter your information into the loan widget and you will see the loan options that are available to you. There are numerous lenders who are currently providing financial aid to international students, and more will be added as time goes by so start searching today!

CONCLUSION

Thank you for visiting lifeyieldersfoundation.org.  Providing information about international financial aid & scholarships since 1998

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